NOTE: This workshop will be conducted in English and Creole.
This workshop is geared toward first time home buyers who want to learn about the advantages and disadvantages of home ownership. The instructors will review the following topics:
A free two (2) part financial education class.
Part I: Pay Yourself First
Part II: Basic Banking Orientation
Spaces are limited MUST register for both classes early
One of the essential tools that can help you reach your financial goals is credit management. When credit is used wisely it can be a part of your plan to reach your major long term goals. Also, the class will talk about predatory lending and how it can hurt your credit.
Presenter: Sheryle McMillan, Money Management Intl.
La orientación repasará el siguiente:
*Please note - We are unable to accommodate children in these workshops.
Topics Include:
Spaces are limited, register early
The goal of this workshop is to help students formulate goals, prioritize spending and develop realistic spending plans. The instructor offers ideas on simple methods to track spending and maintain better personal records.
You will have the opportunity to discuss how to change the way you use money, as well as look at what are needs versus wants. You will leave the class with a financial action plan.
Tome este curso y aprende cómo comprar su primera casa con pagos mensuales razonables.
Los temas incluyen:
Don’t just let investors take advantage of historically low home prices! Take this free course and learn how to get into your first home with monthly payments you can live with.
Instructor: Owen Quinn, Executive Director, Neighborhood Housing Services of Waterbury
What are the benefits and risks of owning a home? Calculate how much house you can afford and how much you need to save in order to buy. Gain insight into what lenders look for during the mortgage application process and review the types of loan available. Other topics to be addressed are: the financial impact of buying vs. renting; historical home prices and real estate fluctuation; and, how much of a down payment you will need.